My Dear Ellen:

I enjoyed your lovely long letter very much.

About the insurance I thought, that we could pay that any time and was counting on doing, so very soon. I will repay [Arthur?] when this month's pay comes through.

About assigning over part of my pay: that worries me a great deal more than it does your folkes. Now if I wanted to go or pass and only had about ten dollars, it could be pretty tough. As long